14 February 2022 - 14:19
Governor of central bank described;

Detailed instructions for providing virtual basic banking services

Governor of central bank described details of the instruction for providing virtual banking basic services, approved by Supreme Council of Anti Money laundering.
News ID : 130625
علی صالح آبادی

IBENA- cited by Public Relations Department of Central Bank, Dr. Ali Salehabadi said about which approved by Supreme Council of Anti Money laundering: Today, an important instruction was approved by Supreme Council of Anti Money laundering; Importance of this guidelines provides people virtual banking basic services. According to Corona and since we are trying to facilitate people's access to banking system, current meeting, conditions were approved so that people can benefit from virtual basic banking services, he added.


Head of Money and Credit Council explained this instruction; Accordingly, authentication methods will be non-monitored, and individuals to open the account and receiving services from the banking network and financial and credit institutions can be non-physical to the country's banking network. To benefit from these services. Explaining the guidelines, the head of the Monetary and Credit Council said: "Accordingly, authentication methods will be virtual, and individuals can open accounts and receive services from banking network and financial and credit institutions without physical access to country's banking network in virtual, Benefit from these services.


Methods of doing in this instruction are considered as authentication methods will be virtual and at the same time, individuals can will receive services from the bank by methods seen in the instructions and, Dr. Salehabadi pointed out. while emphasizing that candidacy, is also presented to customers by banking network; Since then, next to the presentation of the service in the face of the former routine by banks, if a person did not want to refer to the bank branch, he could benefit from banking services by non-care. Governor of Central Bank, emphasizing that former In-person services are also provided to customers by banking network; He added: From now on, in addition to In-person services, if a person does not want to go to bank branch, he can benefit from banking services virtually.


Dr. Salehabadi, stating that in this instruction, methods of virtual authentication are described in detail and the customer is authenticated through mentioned framework and can benefit from services of banking network, reminded: It is essential that banks through framework of the instructions that were developed today make their own technical and technological infrastructure and are allowed to implement these methods. It is imperative that until today the banking network has not been allowed to do this.  Therefore, each bank can have its own schedule in this regard, and it is hoped that the banks will be operational this early next year. At the end, he emphasizing necessity of observing the rules and regulations in banking network, stated: Banks must comply with various rules that govern the banking network, and in case of violation of the rules, Bank's law enforcement in central bank examines these cases and deals with them.


Translated by: Mirmasoumi

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